ANNUAL EQUITY REVIEW

Achieve optimal equity through an in-depth review.          It has been said that the only thing that is constant is change.  The Annual Equity Review takes an in-depth look at the various aspects of your mortgage's performance, allowing you to determine if your loan is continuing to contribute to the acceleration of your financial goals.  If the changes in your life warrant changes in your financing, you'll be able to make that decision.  Just as we go to the doctor for regular checkups for our bodies, the Annual Equity Review will empower you to optimize your equity by helping you to assess your mortgage's "health" each year.

 

THE EQUITY REPOSITIONING ANALYSIS
Current Liabilities
Your Current Debt Structure
Type	Creditor		Rate	Balance
Mortgage	Long Bch Mtg.		5.750%	$335,815
Mortgage	Chase		8.500%	$34,618
Credit Card	Amex		9.9%	$15,000
Totals (Paid – off items)			$403,433
Recommended Debt
Our Proposed Debt Structure and Benefits
Structure	Program		Terms	Rate	Balance
1st Mortgage	30 yr. fixed		360 mos.	6.500%	$413,500
2nd Mortgage			180	0.000%	$0
Totals			$413,500

The Equity Repositioning Analysis illustrates the value and power of restructuring debt and equity.  This unique analysis helps you to calculate the totality of your current debt structure and assess how certain adjustments might support your financial goals.  Whether it is increased savings, maximized investment return, or early retirement of your mortgage debt, specific numbers are available for your consideration.  Optimizing equity can be one of the most powerful controls for you as a homeowner.  The Equity Repositioning Analysis will give you the data you need to optimize your equity and properly manage your debt.